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Tax benefits if you are fiscal resident in Spain

Tax benefits if you are fiscal resident in Spain

Ensure yourself an annuity after your retirement Within the savings and investment products, there is the so-called life annuity insurance. These insurances also have interesting tax advantages. This type of insurance guarantees that the holder receives a regular income until his or her death. Only when this insurance is taken out must you pay a […]

New Wealth Tax Proposal in Spain – Is it for real?

New Wealth Tax Proposal in Spain – Is it for real?

Is there a real chance for the radical new wealth tax proposed by Podemos party? In the last couple of days fears have increased upon the new wealth tax proposed by the coalition government’s far-left Podemos party. The creation of a wealth tax is one of the main objectives of Podemos regarding a tax reform, […]

The European Court’s response on IRPH mortgages has been announced, which will now lead to a flood of complaints.

The European Court’s response on IRPH mortgages has been announced, which will now lead to a flood of complaints.

Many mortgages in Spain are affected by IRPH (Mortgage Loan Reference Index). This index, unlike EURIBOR, has remained constant and kept rising, making loans more expensive without the possibility of benefiting from EURIBOR’s significant decreases. The IRPH, even today, is two percentage points above, while EURIBOR’s figures remain negative. The Judgement by the European Court of […]